uw logo

camera on desk with photos

Professional Photographer

Think Photographer won't get into trouble ? Think again. Many people dream of turning their hobby into their full time career, such as photography. Photography is practiced by many people for leisure, but also professionally. Although photography seems like a harmless and risk free activity, there are some troubles you might come across.

It can develop to be a costly hobby due to the equipment; however, it can also be a low cost one with a starter camera and lens if it is just for leisure. The environments that you attend as a photographer are full of risks, both damaging to you as well as the wildlife. When an accident occurs, you are susceptible to malpractice claims and financial issues, which may hinder your economic growth. In order to protect you and your occupation, you should invest in insurance. Professional liability insurance, general liability insurance and electronic data loss insurance are highly recommended for any photographer. Professional liability protects the work you put in for a client. For instance, when you finish shooting and editing photos for a client just to have them send it back and potentially take legal action. With professional liability insurance you would not have to worry about scenarios like this. General liability insurance protects you in case any accidents occur while on a shoot. Being a photographer comes with a lot of equipment like tripods, lights and backgrounds. If a client were to trip on any of your equipment and decide to pursue legal action as a result general liability insurance will protect you whether you are found liable or not. Electronic data loss insurance is one of the most important insurance policies for any photography. For instance, if you accidentally lose photos for a client and they decide to file a lawsuit against that, electronic data loss insurance can help cover for the legal costs. These costs will help you get back on your feet.

There is never a bad time to understand and take precautionary measures as a photography. Learn more about liability insurance photographers by consulting with us or by obtaining a free online quote below.