Kinesiology is the study of human movement. It is a broad term and the people studying kinesiology may narrow down their interests such as sport medicine, psychology, ergonomics, fitness, injury prevention, and more. Kinesiologists are health professions that help improve the health and wellness of others while treating and preventing injuries and diseases. Overall, this profession helps victims of injuries recover from their unfortunate accident.
Although physical activity is safe and should be included in everyone’s daily routine, it can pose some risks if you are not performing the activities correctly, or if you are compromised for any reason. For instance, it is never good to over exercise, but exercising too little is also not good. You may also have a leg injury, or are pregnant, then you will have to adjust your physical activity routine so you do not strain yourself. It is a kinesiologists job to help prevent such injuries and to make sure you are safely carrying out your physical activities. Clients are capable of filing lawsuits against you, which can cause severe financial damage to you and your business. Insurances like professionalliability insurance is vital as this type of insurance protects you and your professional practices. For example, a pregnant woman came to see you wondering what types of workouts she can do, you give her a workout routine you believed to be safe, but as she does the workouts she injures herself and decides to file a lawsuit against you. Luckily for you, you have professional liability insurance which will cover your legal expenses.
It is important for kinesiologists to be covered for with insurance. Professional liability insurance is a legal requirement that covers claims made due to negligence that are against you. For instance, a client might file a claim against you because they believe that your service is doing more harm than good. Insurance will generally provide assistance when you are faced against damaging lawsuits.
Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a kinesiologist consult with us and get a free quote now with the link below.