insuranceTanning salon insurance is a must!
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Product Development-Tanning Salon

Tanning salon insurance is a must!

Tanning salons are a great way to get that nice summer tan without having to deal with the inconvenience of going outside and waiting for the perfect weather. The tans are more consistent due to the controlled nature of the tanning salon. However, owning a tanning salon has its risks and any lawsuits towards accidental damages can be costly.

You should be aware of your liabilities and responsibilities before getting any form of insurance. Continue reading to learn about the kind of risks that are involved in owning or working in a tanning salon and the types of insurance you should get to protect yourself. In the tanning salon industry, bodily injury lawsuits are highly common. Therefore, in addition to your property and equipment insurance, you will want to make sure that you also have some liability insurance coverage for legal incidents. For instance, many tanning salons in the past have been involved in lawsuits from clients who claim tanning beds have caused them serious skin injuries or serious eye damage. There are also cases that involve negligence from tanning salon workers who fail to properly instruct clients about how to use tanning equipment or cases where they themselves cause injury to clients for not properly using tanning beds. Moreover, solar beds also pose a higher risk as, in many instances, they have been the main cause of fire incidents. 

More importantly, how would you even know if insurance will cover the specific tanning bed you have? Tanning beds have been under watch since studies such as the one conducted by The Skin Cancer Foundation revealed that there is a 75% increased risk for people below 35 to get “life-threatening melanoma from just one indoor tanning session”. Due to studies like this and the high number of tanning beds injury claims, some insurance companies are doubtful whether it is worth supporting coverage for some of these solar tanning beds. Therefore, it is essential to always consult with a specific insurance provider about the exact coverage available to protect you and your tanning business. 

Learn more about insurance for your tanning salon by consulting with us. Here we leave a link to our insurance inquiry form for tanning businesses.

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