Ear Piercing Insurance
Gun and Stud Ear Piercing might not be as Safe as You Think!
There are two ways to pierce your ear: a piercing needle and a piercing gun. Generally, piercing needles are safer as they are more precise, more hygienic, and less painful. However, the piercing gun is still common due to its lower cost and convenience. As a body piercer, you should be aware of all the responsibilities you have in protecting your property and the safety of those you provide your services to.
Unfortunately, ear-piercing specialists face a large multitude of risks, which may cause their patients to file lawsuits against them. These lawsuits can cripple the ear-piercing specialist’s financial position, so it’s crucial to get insurance to prevent them from doing so. Running a body piercing business means that you need business insurance. In fact, it is illegal to run a business without insurance. In addition to business insurance, you also need property and equipment insurance to cover any damage or expenses you may encounter. Bodily injury lawsuits are common in the body piercing business as well, especially if you use a piercing gun. Therefore, you should consider professionalliability insurance to cover legal incidents. For instance, a client came in to get their ears pierced which may seem harmless and simple, but after they left a few hours later their ears get infected and require medical attention. As a result, the customer decides to take legal action against you. Luckily for you, you have professional liability insurance which covers your legal fees and any other fees that may come as a result of the trial. There are also cases that involve negligence from body piercers or where they cause injury to clients due to improper piercing gun injury, or lack of professionalism. Moreover, piercing guns pose a higher risk than piercing needles as they are messier and less precise. Don’t wait until it is too late, get insured now
For more information about getting the right insurance for your profession as an ear-piercing specialist consult with us and get a free quote now with the link below.