Stay Flexible With Yoga Insurance
Stretch Out your Arms with Insurance
Have you ever wondered what you would do if one of your yoga students suffers an injury while you are directing a class? And what would you do if you become liable for the injuries sustained by your student? Incidents are common around all kinds of businesses, and therefore you should be protected with insurance even when you think your work industry is safe.
As a job that requires the manipulation of a client’s body, yoga instructors are very susceptible to malpractice, physical harassment and sexual harassment claims. Therefore, it is in the yoga instructor's best interest to invest in insurance to prevent themselves from losing their financial stability.
As a professional yoga instructor, you will first want to make sure you have Professional Liability insurance. Professional Liability Insurance is designed to protect those with professional duties from individuals claiming injury due to negligence or malpractice. For instance, someone in your yoga class might argue that one of the poses you instructed caused them a severe back injury. Your professional liability insurance might then protect you from a costly lawsuit and instead help you settle with the injured person. Negligent errors happen more often than you think, and therefore you need to be protected with the right insurance.
Moreover, If you are the owner of your yoga studio, you will also need general liability protection for any other incidents related to your regular business operations. General Liability covers any third party damage or injuries that happen to either your property or to your clients. For example, a client walking into your yoga studio trips on one of the yoga mats left on the floor and in turn severely injuring themselves. As a result of this they decide to take legal action against you to pay for their medical expenses. With general liability insurance your legal will be covered as well as any additional fees that come as a result of the trial.
Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a yoga instructor consult with us and get a free quote now with the link below.