consider insurance deductible when making claim for insurance

It doesn't always pay to make a home insurance claim

Use your judgement before making an insurance claim for insurance because it may cause your premium to increase. Bear in mind when a claim for insurance is submitted, not to mention you have to pay for insurance deductible,

good credit score is cheaper on the personal insurance

Your credit score can affect home insurancepremium

When comparing rates for the personal insurance on property, you might think the build, location, and contents will determine the quote for house insurance. These are essential factors, but there are more. A good credit score in Canada is vital to having a lower insurance rate.

claim for insurance

There's a deadline to make a claim

Having a policy on the personal insurance market, you may need to file a claim for insurance when there is significant damage to your property, don't wait too long. Most insurance companies' have on the personal insurance policies a 14-day reporting window to ensure that damage doesn't worsen over time before submitting a claim for insurance.

Higher deductible or premiums?

Higher Insurance deductible or premiums? 

When claiming for property lost on the insurance policy, often asked questions will be what is insurance deductible amount. The cost for home insurance is affected by this insurance deductible. Any final payout amount on a claim will be less of the insurance deductible amount from the claim.

Market value vs. rebuild cost can differ

Market value vs. rebuild cost can differ

When buying from an insurance broker asking cost for home insurance, there is usually a question on house replacement costs insurance based on. It is not generally that the replacement cost insurance value was higher than the house's market value in many cases. The client often has to argue with the insurance broker that it doesn't make sense that the cost to rebuild or the replacement cost insurance value is more than a home's market value. 

home insurance

You need to create a home inventory list

If there's a disaster, you don't need to have a claim denied as you do not have adequate records to prove things you possess. Always keep a record of what you own, with a home inventory list of what you have, what you paid for or their appraised value, and store it in a safe place or online.

The cost for home insurance when ask for bundle discount

Ask about bundling discount policies.

Having the personal insurance home or any other policies bundling together may earn you a premium bundle discounts. If all your coverage is with one provider, making it easier when it's time to negotiate a new insurance policy or when in need of a claim.

home insurance maintenance

Home maintenance really matters

Insurance companies want to make sure your property is in good shape, so deferred maintenance doesn't make your home unsafe or more vulnerable. Additionally, if they find that damage occurred because you neglected to maintain your home, they can deny a claim. 

Home Insurance isn't a maintenance plan.


Home Insurance isn't a maintenance plan.

Often we have been asked what does home insurance covers. The answer is direct. It is to cover damage that is sudden and accidental.