If own a business such as cargo/storage, daycare, dietary aide, oil and gas, and more, you need to have the proper insurance to cover your business. Having the proper insurance for your business is the golden rule you should never forget. Imagine if an accident happened on your business unexpectedly, and you do not have insurance, you and your business will be in big trouble. Don't think that your business is safe without insurance. Any business owners know that insurance is a must-have for their company.