If you perform animal services such as animal grooming, animal acupressure, animal therapy, pet first aid instructor, pet boarding, or dog trainer, insurance is a requirement for you. Handling our cute and furry friends is not as easy as it seems. It requires proper training since it can be a challenging job. If you are currently training or grooming an animal, and it suddenly bites you, you're going to need insurance to cover your medical expenses. Also, if you hurt the client's pet, you could have a lawsuit on your hands. This is why insurance is a must-have for you.