Student Housing Rental
Every year thousands of students move out to attend universities and colleges in different provinces. As a result, on-campus student housing is quickly filled up, and many students see themselves in the necessity to look for alternative housing near campus. In this way, the demand for private student housing is increasing and with it the number of people providing it.
Or when using weights with clients and you push the client to use heavier weights in which they injure themselves, they may find you responsible for their injury and require compensation from it. Not only are you at risk from clients getting injured but what happens when you injure yourself and can no longer work for a period of time. These reasons are why it's important to have insurance as a fitness instructor, not only to cover clients but to cover yourself as well.
Some insurances to look into would be general liability insurance and professional liability insurance. General liability insurance covers any third party damages caused to your equipment, building or clients. For example, if a client trips on weights left behind by someone else and ends up falling injuring themselves and breaking a mirror on the fall down, as a result the client has also decided to take legal action because of this. General liability insurance will cover any damages done to your property, legal fees and any other fees that come as a result of this. Professional liability insurance covers you and your professional practices. For example, you're helping a client with a workout and instructing them on what to do, and as a result they severely injure themselves and are hospitalized for a couple days. Professional liability insurance will cover any medical fees and loss income that the client has suffered.
Learn more information about getting the right insurance to operate as a fitness instructor by consulting with one of our thorough brokers or get a free online quote now using the link attached below.