insuranceShut off the water before you leave. Your host could leak

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Shut off the water before you leave.


Ask any insurance agent and they’ll have at least one story of a customer who left for a relaxing vacation only to return to the headache of a flooded house.

Don’t become another cautionary tale. Turn your water off before you leave town

Pipes that have burst, or the accidental release of water from a steam boiler, warm water tank, heating or air conditioning system, a sprinkler system or appliance, may cause extensive water harm to a home or business. Furniture, priceless possessions, and important documents may all be destroyed in the flood that ensued. Water harm may also lead to mould and mildew problems. Many insurance claims are made every year due to the harm caused by broken water pipes. Frozen pipes will crack and, after that, burst, spilling considerable amounts of water all over the floor. Corrosion: If you've old pipes, steam boiler, warm water tank, heating or air conditioning system, a sprinkler system or appliance which are eroding, there's a risk that these systems will crack and after that burst. 

Corrosion can be caused by dirt and water, which corrodes the outer metal and eventually works its way into the individual systems leaving it weakened. Aging Water Pipes, steam boiler, warm water tank, heating or air conditioning system, a sprinkler system or appliance: As these systems age, their own strength and sturdiness are diminished. They become more brittle and more predisposed towards fractures. The older the system, the greater the likelihood they'll break. Physical Damage: If a person has construction work or renovations done at home or property and a piece of equipment or tool accidentally hits a water pipe, there's a possibility the pipe could break open. 

Too Much Pressure in Pipes: If your water pump isn't functioning correctly, leading to a build of pressure inside the water pipes, it could cause the pipes to break and break. Improperly Installed Water Pipes: If pipes aren't installed properly, the result might break the pipe. Professionals will ensure that the pipes are properly installed, and the joints are tight and sealed properly. Poor Quality Pipes: If you put in pipes which are of low quality, there's a great chance that with time, they'll breakdown and burst. Defective merchandise will also result in a pipe breaking. 

Long Term Crack: If there's a small crack in the pipe that's leaking over a long period, it'll ultimately expand due to water, pressure, and corrosion. The water from the pipe will ultimately break throughout the crack leading to a burst pipe. There's no harm to the surrounding property if this leak gets ignored. The accidental release or overflow of water or steam peril from the policy states that the insurance company will pay to tear out and replace any portion of a building on the premises when required to fix the system or appliance from that water steam escaped. As we said above, the accidental release of water from any one of the aforementioned systems may cause extensive water harm to a home or business, as well as furniture, priceless possessions, and important documents that may all be destroyed in the flood that ensued.

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