Seat yourself with insurance
Seated Chair Massage Insurance
Seated massage chairs are the perfect substitute for delivering a relaxing, muscle-loosening massage without the necessity for another individual’s aid. Seated massage chairs are getting more mainstream as time goes on, since it doesn’t require the presence of another human being.
Many massage places now offer this service at a cheaper price than regular massages. Despite the convenience, businesses who offer seated massage chairs are much more likely to experience lawsuits and malpractice claims, since these chairs can malfunction and damage the person seated on them. In order to prevent these claims from damaging you and your business financially, you should invest in the right form of insurance.
General liability insurance, Professional liability insurance, sexual harassment insurance
General liability insurance is something every business owner needs. This type of insurance protects your property and your client from any third party related injuries or accidents. For instance, a client in your massage parlour trip on one of the legs on the chairs and in doing so injures themselves and knocks over a whole row of massage chairs damaging a few of them. As a result they decide to take legal action against you to cover their medical expenses. However, luckily for you, you have general liability insurance which will cover your legal expenses necessary and the cost to fix or replace the damaged chairs. On top of that general liability insurance can also cover any additional expenses required if a trial were to take place and you were found guilty. Professional liability insurance protects you and your professional practices. For example while giving a massage you go a little bit too hard, injuring the client. If the client then decides to take legal action against you, you can out thousands. However, luckily for you, you have professional liability insurance which will cover your legal expenses whether you are found guilty or not.
Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a seated chair massage therapist consult with us and get a free quote now with the link below.