Saliva Analytics Insurance
Saliva analysis is one of the many methods to diagnose infections in the body. It has many applications including DNA testing, detection of steroids, and a more recent application would be disease testing like the COVID tests. It is gradually gaining popularity in use as it’s cheap, effective, and doesn't require a medicalprofessional to gather a sample. It has also been used in ancestry tracing and paternity tests. To collect a sample, a cotton swab is used to gather saliva on the inside of the cheeks. The cotton swab is then sent to a laboratory to test it for whatever parameter the client wanted. Saliva analysts are subject to a lot of risks, so we’ll list some of the best insurance you can get below.
Professional liability insurance, general liability insurance
As saliva analysis involves working with biohazardous materials, insurance is highly recommended. The sensitivity of biohazardous materials and personal patient information means the repercussions could be huge should the unforeseen happen.
Professional liability insurance is used to cover damages that occurred from negligent occupational errors. For example, a client sent in a saliva sample but was not pleased with the results and wanted to sue, the resulting damages would be covered. General liability insurance is a must-have for any business owner. This form of insurance protects your property and your clients from any damages and injuries. For instance, a client walking towards your office trips on a power cord to one of your more expensive machines and falls causing the machine to fall on top of them causing severe injuries. With general liability insurance, you can cover their medical expenses if needed and it can also cover the cost to replace the broken machine. There is a lot of insurance that you can get as a saliva analyst, so it’s your job to evaluate and consider which one is the best for you and your business.
Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a saliva analyst consult with us and get a free quote now with the link below.