Contractors Insurance

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A contractor can be exposed to many types of risks when working on a construction site. There are risks associated with every job, and contractors should take precautions to protect themselves against those risks. They should be aware of the different types of risks associated with the work they do. Contractors should also know how to deal with those risks. When they are working on a construction site, they must be prepared for all kinds of risks. They should know how to recognize them before they happen. They should make sure that they have insurance coverage that protects them in case anything goes wrong. A contractor should look at business liable for things that could go wrong, such as theft, injury, and damage to property or equipment.

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Do you have any agreements or contracts to assume all liabilities?

YesNo Invalid Input

If yes, please provide details

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Work Type (hold ctrl for multiple)

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If any unlisted operations, please describe

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Please define your scope of service.(*)

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Please provide a description of your largest or most recent project.

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Have you subcontracted work to anyone else?

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What percentage of your work is subcontracted?

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If yes, do you always check that the subcontractors have a CGL coverage with a minimum limit of at least 2 million?

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Do retail sales of products maybe more more than 30% of total annual receipts?

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Do revenues generated from renting or leasing equipment make up 30% or more of total annual receipts?

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Do you or any of your staff perform original design, inspection for fee, or consultation services?

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Please check the box for any work carried out for or involving any of the following

Airport Work

Fire Extinguishing Services

Railway Work

Blasting / Use of Explosives (If yes, please

complete Blasting Liability Survey)

Gas Main Work

Raising or Moving Buildings

Building Envelope Repair/Restoration (If yes,

please describe type of buildings)

Logging / Mining

Reservoir Construction

Caissons

Oil & Gas Field Production

Scaffolding / Temporary Stands (If yes, is it for their own projects only?)

Contaminated Sites

Open Fire Work

Shoring/Underpinning

Dams

Pool & Hot Tub Installation

Snow Removal

Excavating

Radioactive Materials

Tunneling / Bridging

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If yes to any of the above, provide full details

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Applicant Full Name(*)

Please type your full name.

Address(*)

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Province/State(*)

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Postal Code(*)

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Phone Number(*)

Please enter phone in (123-456-7890) format

E-mail(*)

Please enter a valid email address so we can ask further detail or deliver documents.

Website Address (if applicable):

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Year Company Established(*)

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Years of Experience(*)

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Do any employees have over 15 years of experience?(*)

YesNo

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Has your company had any losses in the last 5 years?(*)

YesNo

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If yes, please provide details

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Does your company have a currently existing policy in effect?(*)

YesNo

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If yes, please state your current insurer

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Policy Number

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Has any insurer ever cancelled, declined, or refused to renew or issue insurance you applied for?(*)

YesNo

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If yes, please provide details

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Has your company ever operated under a different name?(*)

YesNo

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If yes, please provide details

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What claims has there been made against these prior entities? (Leave blank if none)

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Do all of your operations and sales take place strictly in Canada?(*)

YesNo

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CGL Limit of Liability

1 Million2 Million5 Million Invalid Input

Optional E&O Coverage Limit

None100,000250,000500,000 Invalid Input

Deductible

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Non Owned Automobile SPF 6

1 Million2 Million5 Million Invalid Input

Tenants Legal Liability

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Do you require any coverage for equipment and/or tools?
Tools are mobile equipment valued under $2,500 per item.*
Contractor’s equipment is mobile equipment valued over $2,500 per item. A schedule of equipment is required to bind, including year, make, model, serial number and value
for each item.*
Blanket contractor’s equipment coverage may be available for items valued between $2,500 and $10,000 each.
Installation floater covers construction material at any one installation site, in transit, or at unnamed locations*
*Subject to terms and conditions in the wording
If coverage for building or contents is required, please complete the property supplement found on our website.
The limits shown above are automatically included, please indicate if higher limits are required:

Contractor Equipment: Item, Description (Year, Make, Model, Serial Number), Limit

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