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Psychotherapist Insurance

Relax with insurance

Psychotherapy is a branch of alternative medicine under the general umbrella of therapy. They differ from other methods of treating mental conditions by approaching them in a psychological way rather than a medical standpoint. These psychological ways may be educational, or behavioural, using different mediums like music or art to help the client alleviate their issues.

Psychotherapists are prone to many risks that may land them on the receiving end of a lawsuit. These lawsuits can force the practicing psychotherapist thousands and thousands of dollars out of their wallet, which is very likely to jeopardize their financial situation for years to come. The best way to prevent these lawsuits from harming a psychotherapist’s economic situation is to invest in insurance.


It is important to note that the term “psychotherapist” is an unregulated term / title in Canada. Meaning there are no requirements for becoming a psychotherapist, anyone can call themselves a psychotherapist. This adds a certain element of risk as anyone can claim to be psychotherapist, someone with no qualifications or experience could be practicing psychotherapy. 


Insurance is a great way to insulate yourself and your business from risks. We recommend professionalliability insurance and general liability insurance for this field. Professional liability insurance will cover occupational negligent errors and claims that are more abstract. So if a client wanted to sue after not seeing any improvement, professional liability would cover it. General liability insurance covers physical damages. For example, a client tripped on a cable in the office, it would be covered. Insurance is a must have for any business owner, acting as a safety net should the unforeseen happen. It is every practicing psychotherapist’s job to recognize and invest in the best type of insurance for their business.


It is never a bad time to get insurance to protect yourself from lawsuit risks and malpractice claims. Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a psychotherapist consult with us and get a free quote now with the link below.

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