Play Therapy Insurance
Play therapy is a very unique form of child counselling that involves the utilization of the child’s tendency to play and have fun to psychoanalyze and evaluate the child’s mental state. In order to carry out this job, play therapy specialists require a high amount of skill to not only employ psychoanalysts' techniques but also be able to handle the children without getting stressed out.
Despite being a tool for good, play therapy specialists are susceptible to heavy amounts of risk. Similar to other occupations that involve handling children, play therapists are susceptible to getting sued and having malpractice claims made against them. If you work as a play therapist, the best way to protect yourself against these attacks is to invest in insurance. There are many different types of insurance, so it’s important for you to discover and research the best one for you.
General liability insurance
General liability insurance is highly recommended for any business owner. This form of insurance protects your property and your clients from any third-party damage. For instance, a child running around your office and trips on the leg of your desk. In doing so he knocks over your computer monitors which in turn falls on the child. As a result of all this, the child sustains some serious injuries that require medical attention. Consequently, the parents of the child decide to take legal action against you to pay for their child's medical bills. However, luckily for you, you have general liability insurance, this form of insurance can cover your legal expenses and any other additional expenses required as a result of a trial. If the parents of the child chose not to pursue legal action, you also have the option to cover their medical expenses with general liability insurance. This form of insurance can also cover the cost to replace the monitors if they are broken.
Don’t wait until it is too late, get insured now. For more information about getting the right insurance for your profession as a play therapist consult with us and get a free quote now with the link below.