Laughter Therapy Insurance
Believe it or not, Laughter can be medically beneficial. That’s of course, not to say that it’s a panacea or anything. Laughter, can, however, be a source of stress relief, lessen depression and anxiety, as well as releasing helpful chemicals that can help boost your immune system.
Laughter Therapy is a method that utilizes this to try and help depressed patients recover. Naturally, this line of work comes with its own set of risks that could possibly end such a business. Unfortunately, accidents happen. There’s no telling when such a thing could happen, so the next best way to prevent this sort of accident from being the downfall of your business is to buy insurance. You’d be more at ease after any incidents if you have a layer of protection preventing you from going out of business.
It goes without saying, but it is of utmost importance that you are certified for this line of work before starting. Without the proper training, you may not follow the correct safety measures and legal requirements, as well as any ethical factors, existing. Additionally, it is illegal to practice mental health services without a license. As with any medical practice, unforeseen complications can always arise. Laughter can mess with anybody with respiratory issues. A client choking to death could spell the end of your career. Be sure to check clients’ medical records before administering any treatment. In addition, a session ending without helping or worsening the patient’s condition can cause them to sue you for medical malpractice or negligence. As a result, it is always important to have insurance that can cover you in case of these issues popping up. While a therapist like this is unlikely to be performing dangerous surgeries, physical issues caused by slipping on a wet floor or tripping over a cable can still be grounds to sue you. Commercial General Liability can help you cover this. Getting sued based on a claim of medical malpractice can be covered by a Professional Liability policy.
To learn more about other coverages that might be helpful for laughing therapy, get a free insurance quote below.