insuranceDo Not Settle when It comes to your home insurance policy.
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Don’t settle when it comes to your homeowner’s policy.

Comparison shopping for insurance shouldn’t just happen when you’re buying a home. Make it an annual exercise. As things change,

you need to make sure your insurance keeps up with your current lifestyle. And don’t forget to check on group coverage or any discounts offered by employers, associations or other groups you belong to.

Claims process on homeowner insurance

After a loss, the insured must take steps to mitigate the loss. Insurance policies require the policyholder to notify the insurer within a reasonable time. A claims adjuster is assigned to investigate the claim. Insured may need to provide various information such as ownership, receipt etc. Filing a claim will increase insurance rates, result in non-renewal or cancellation. Most insurer company will share the claim data in an industry database. 

Check your homeowner insurance policy for wording and talk to your insurance broker. Get homeowner insurance quotes online. 

Don't forget to Download home inventory list from Here to keep track of what content you have

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