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Four reasons to fear for your bottom line.

If you’re in construction, you know the fatal four. Falls account for 39.2% of deaths on a job site. Being struck by an object, 8.2%. Electrocution results in 7.3% of deaths. And getting caught under or between objects is responsible for 5.1% of construction deaths.

Knowing the percentages isn’t enough. You need to move the odds in your favor, and in the favor of your workers.

Having the right insurance if vital for making sure your workers and your business are covered. If you’re not sure what you need, don’t worry. We’re here to help. Because safety is everyone’s business.

Will anyone survive this?

Companies with 10 or fewer employees and those who are self-employed account for nearly half of all deaths on construction sites.

So why are small construction companies at such a big risk? It typically comes down to having the time, energy and focus on safety. Fewer people means more responsibilities at the top.

If you’re a construction contractor responsible for a small crew, you owe it to your workers and to your business to look at every decision from a safety perspective. And never start a job without the right insurance. We have you covered there.

We’ll help your men and your business not only survive, but thrive.

The biggest job site hazard isn’t what you think.

When talking job site safety, the conversation naturally includes accidents, hazards and other physical issues contractors and construction workers face every day on the job. But seldom does the biggest hazard come up: lack of proper insurance coverage.

As a construction contractor, it’s your job to keep everyone safe. That means creating a culture of safety — safety meetings, inspections, hard and fast rules that allow not exceptions. All of these things help keep your crew working safely and efficiently. But working without adequate insurance is like not wearing a harness or skipping the hard hat.

Insure your success. Insure your job site. We can help. Let’s talk.

Your livelihood is hazardous to your life.

During a 45-year career, there is a 1 in 200 chance that a construction worker will die from a work-related incident.

While today’s construction sites are safer than ever, nobody should be satisfied with this percentage. And while it may be easy to say this risk is unfortunately part of the job when you’re dealing with heavy machinery, hard conditions and humans, we think we need to do better.

Do each of your jobs start with a focus on safety? Are you fostering a work culture in which safety gear and practices are never forgotten? Are you covering your crew and your worksite with the right insurance? We can help.

Your business is dying.

Did you know that out of all worker deaths, construction, transportation and material moving workers account for 47 percent. That’s right. Our industry accounts for nearly half of all workplace deaths. Think about that for a minute.

No matter what policies you have in place, no matter how strictly your crew adheres to your safety practices, no matter what you do, accidents will happen.

So what can you do?

Make sure you are fostering a culture of safety that begins at the top. It must be ingrained in everything you do. And everything you do must begin with the right insurance coverage. That’s how you protect your people and your business.